Mortgage fraud refers to an intentional misstatement, misrepresentation, and/or omission of information relied upon by an underwriter or lender to fund, purchase, and/or insure a loan secured by real property. A criminal referral has been issued by federal officials to the U.S. Department of Justice questioning whether U.S. Senator Adam Schiff committed mortgage fraud. It appears he has. Those of us who have either acquired a personal residence or have refinanced a property know how daunting the paperwork is when you buy that property and you place financing on it. There are forms and then there are more forms. One might believe that reviewing the endless stack might be a little easier if one happens to be a graduate of Harvard Law School. It would be ostensibly easier for someone who clerked for a federal judge and prosecuted cases as an Assistant United States Attorney. That same person has held other people to the highest standards, leading one to think he would hold himself to those same high standards. Washington DC is filled with stories of members of Congress sleeping on a coach in their office or sharing an apartment with one or more fellow members.… Read More

When a former “comrade in arms” in the policy/political arena has an abrupt change of mind/behavior, two things happen. One sits in bewilderment at how they are now expressing themselves, and those with positions on the other side of the aisle function as if you personally are responsible for every misguided act/statement of the subject person. With my personal desire to be an honest broker of opinions, I must call out Tucker Carlson for his multitude of errant comments and his blatant anti-Semitism. Many people evolve politically over the years. David Horowitz was a significant voice in the Republican arena who recently passed away. His story is about being a Communist in his youth and then evolving to being a bastion of conservative thinking and a founder of the Freedom Center that is carrying on his life’s work as part of his legacy. The difference is David, a friend of mine, did not devolve into hatred for anything other than a failed political philosophy. Yes, I was proponent of Tucker Carlson when he was on Fox News. Tucker was the only show I regularly watched on Fox News other than Special Report which is the network’s excellent hard… Read More

When I first read about Governor Newsom’s plan to “redistrict” California’s Congressional districts to counter the move in Texas to change its Congressional district lines, I thought his plan to be flawed. I don’t know anything about the rules in Texas regarding the redistricting process there, but California supposedly has a “bipartisan, independent” redistricting commission. Neither the Governor nor the Legislature is supposed to have the power to draw district lines.

Then, the Democrat Attorney General, Rob Bonta, rendered an opinion saying the Legislature could override the redistricting commission, and propose its own plan, submit that plan to the voters, and work to counter the Texas redistricting. Article XXI of the California Constitution directly contradicts the Attorney General’s legal opinion. Attorney General Bonta is not driven by the law, but rather the partisan politics that both he and Governor Newsom have pursued for years here in California. Article XXI says, rather clearly, the commission draws the districts once a decade, and that’s it. (section 1 of Article XXI)

Texas is… Read More

As always, our spring trip brought revelations about the world and the world of travel that make it special to visit countries outside the United States. This trip gave us greater understanding of how challenging and invigorating it can be when you travel on your own, often akin to a MASH unit. After our special November trip to Antarctica – via a most enjoyable cruise (rarely our mode of travel but the way one accesses the most isolated and unblemished place on earth), we were back to seeing multiple locations of South America and the Caribbean over the course of 3-1/2 weeks. The trip began with a startle. Slightly more than a week before leaving we learned we must have visas to enter Brazil. The Beautiful Wife scours the travel world to make sure we have all our proper paperwork long before leaving. Brazil had delayed implementing the visa program from April 2024, but it reupped it on Canada, Australia and the U.S. starting April 10th with little fanfare and less preparation. BW jumped into action and sent off the applications using our passport photos. Three days later we got notice our application was rejected. Why? Because you cannot smile in the… Read More

For many years, the left has claimed that the only way to get fair redistricting maps for Congress and the State Legislatures is to create an “independent” redistricting commission, with an equal number of Republicans and Democrats on the commission, which would then draw the legislative and Congressional districts in the state “free of political concerns.” The map would be fair and representative of the population and not “gerrymandered.” The state would enter into political nirvana with districts drawn with an eye to the needs of the communities that the districts represent, and not bow to the politicians in power that are drawing the maps for their own interests. That’s the theory anyway.

Just a little history. The Constitution put the right to draw Congressional districts in the hands of state legislators. In Federalist No. 45, James Madison explains why. Madison says that members of Congress will be required, at least once every ten years, to rely on state legislators to protect their Congressional seat, thereby making Members of Congress somewhat reliant and responsive to state legislators. As a former state… Read More

There is likely no bigger issue in America today than our health care system. The costs have exploded, and the results are not what we would like for that money spent. Our government is picking up a large portion of the cost with a significant debate as to how we can control those seemingly out-of-control amounts. Dr. Jeffrey Singer addresses some of those issues in his new book, Your Body, Your Health Care. Singer is a practicing physician who has been a general surgeon in Arizona for 35 years. He has not only thought about the issues of the healthcare system but has dealt with them close up and in person. Whereas many people who author books like this have theorized about the issues, Dr. Singer has confronted them first-hand. I asked him what prompted him to write his book – what motivated him. He stated ”I noticed that while all of the public policy analysis I conduct at the Cato Institute focuses on utilitarian and economic arguments, a common philosophical insight that informs all of my work is the presumption of liberty, the presumption of autonomy. This classical liberal insight asserts that all humans have inherent rights;… Read More

I have read a multitude of articles and opinion pieces on the victory of Zohran Mamdani in the Democrat primary election for mayor of New York City. Many have been informative and insightful but have not addressed some essential points. This column is meant to do that. This happening is a manifestation of the education system manipulating the minds of their targets – the students. That trend is delineated in Christopher Rufo’s terrific book, America’s Cultural Revolution. The Left took control of the education system and altered the minds of the last two generations. They made them into environmental zealots with little science behind what they promoted, and they turned them into people willing to vote for a person who calls himself a ”socialist” who tells these people he will give them many free things. That education system never taught them that the form of government Mamdani wants has never worked anywhere. It always ends with people’s rights being destroyed and failure. Telling them that would be a buzz kill so the Leftist professors just groom their students and leave them to suffer the consequences while the… Read More

Those who are regular readers of this column know I believe there was divine intervention that so many great men with such immense wisdom and bravery were in one place at the time of our country’s formation. I was reminded of that on a recent trip to Washington D.C. The Beautiful Wife and I had not been to DC for 17 years, since the end of my term as a member of the U.S. Holocaust Memorial Council. It was time for a refresher course due to the long absence even though we had been countless times before. We were invited at the behest of our special friend Keith Sonderling, Deputy Secretary of the Department of Labor. He runs the day-to-day operations of the department. He and his wonderful staff arranged special tours for us, and we threw in some other requests of our own.

One of the must-see places for us was the Capital Jewish Museum. It opened in 2023 and recently became well known but for all wrong reasons. That is because two wonderful young Jews, Sarah Milgrim and Yaron Lishinsky, were murdered in front of the building while leaving an event. I posed for a photo wearing my Jewish Lives Matter shirt right next to a make-shift memorial for them.… Read More